Disability insurance is protection due to illness or injury causing a person to miss work. This type of policy pays a part of an individual’s lost income. Most people say that their most valuable asset is their home or 401(k). Others say that it’s their business, investment accounts, a piece of art, or a collector car. The fact is, people are able to obtain these valuables through their work. If things take another turn and you can’t work, you have to think about the value of your work between now and your retirement.
A disability insurance policy provides financial protection to individuals in the event of an illness or injury that causes them to be unable to work. This type of policy typically pays a portion of an individual’s lost income while they are unable to work due to their disability. Disability insurance can be an important safety net for those who are unable to work due to a disability, providing them with the financial assistance they need to cover their living expenses.
Losing Your Ability to Work Is a Game-Changer
The ability to work is a valuable asset, and it should be protected. If some type of injury or disability occurs, the game changes. Most of us understand the value of carrying life insurance– however, you are significantly more likely to become injured than to die before the age of 65.
Protect Yourself From This Significant Risk With Disability Insurance
There are many different types of disability insurance; in fact, no two policies are alike. Depending on your occupation, you may need to deal with a particular set of carriers. For instance, there is coverage that will still pay even if you work in another occupation besides your own.
Get Answers About Disability Insurance
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