Business Insurance

Do I Need Errors and Omissions Insurance?

Learn About Professional Liability Insurance That Protects Your Company Errors and Omissions insurance, commonly known as E&O insurance, is a form of professional liability insurance designed to protect employees and employers against clients' claims of negligence or inadequate work. E&O policies usually cover legal costs associated with the claim and...

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Why Your Business Needs Cyber Insurance

Learn About Cyber Insurance Cyber insurance is also known as cyber liability insurance coverage. It helps businesses and individuals protect themselves from Internet- and IT infrastructure-based risks. Interestingly, these types of threats are not covered by traditional, commercial liability policies. This is the primary reason any business with an online...

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Why You Need Life Insurance

Tips for Purchasing Insurance Having life insurance is part of a sound financial plan just like saving for retirement. A life insurance policy helps with planning for your loved ones’ long-term health and happiness, especially those who depend on your income, in case something were to happen to you. If...

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Why Do I Need Umbrella Coverage?

Tips for Purchasing Insurance What happens if you are responsible for an accident and the liability costs exceed the limits of your auto or home insurance policy? You have to find the rest yourself, and that could mean a lien on your home, the loss of other assets, or even...

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How to Protect Your Company From Cyber Attacks

Cyber Attack Protection If you possess personally identifiable information on a lone employee or single customer, you have a cyber exposure. That data doesn't have to exist on a network, either. These days, holding any personal information – even if it exists only on paper – presents a potentially costly privacy...

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A Contractor’s Guide to Workers’ Compensation

Contractor’s Responsibilities Under Florida Workers’ Compensation Law For the benefit of our policyholders in the construction industry, we have shared a document that summarizes contractors’ responsibilities under the Florida workers’ compensation law. Topics include: What kinds of businesses are classified as "construction"? What are the workers' comp requirements for a business...

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Are Your Trees Overgrown?

Safety and Maintenance Tips from our Providers Now that hurricane season is underway, have you checked the trees in your yard?  Check out this his article that Frontline Insurance posted, it talks about why you should and offers tips for determining whether or not those trees can pose a problem in a...

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What Is Water Backup?

Safety and Maintenance Tips from our Providers A backed up sewer can result in a stinky, messy nightmare for a homeowner. Check out the blog post Frontline Insurance did for tips on how to prevent backups and whether or not your homeowners policy will cover the cost of cleanup and repairs if this...

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Ordinance or Law

Friendly Reminder on Ordinance and Law Coverage Do you know how much Ordinance or Law coverage you have on your policy? With ever-changing building codes here in Florida it's important to be aware so you're not financially responsible for updates later on.

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