Auto Insurance

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Insurance Coverage for You and Your Vehicle

Auto insurance is required in Florida because it protects you in the event of an unforeseen accident. It covers personal injury bills and costly vehicle repairs that occur as a result of a collision. If you happen to cause an accident, it will cover your liability for damages to the others involved too. Also, it can safeguard you from uninsured or underinsured motorists. A customized policy may help cover other damages to your vehicle, like fire and/or theft. Accidents happen a lot on the road and having a custom plan can help provide solid peace of mind.

Looking for Custom or Exotic Car Insurance? | Do you own a motorcycle or ATV? | Need coverage for a RV or camper?

Collision Coverage

For when your vehicle crashes with another vehicle or a stationary structure.

Liability Coverage

For when your automobile causes injury or property damage to others.

Comprehensive Coverage

Your safety net against the unexpected like theft, vandalism or natural disasters.

Types of Coverage Available for Car Insurance

Auto insurance policies include several types of coverage, some of which are mandatory. Below is a breakdown:

  1. Personal Injury Protection (PIP)

    Covers medical bills and lost wages for you and your passengers following an accident regardless of who is at fault.

  2. Property Damage Liability (PDL)

    Protection against damages to property caused by you to another person while driving your vehicle.

  3. Collision Coverage

    Covers damages to your vehicle in the event of a collision with another person’s vehicle or object.

  4. Comprehensive Coverage

    Protects against damages to your vehicle not caused by a collision. Includes fire, theft, vandalism or natural disasters.

  5. Uninsured/Underinsured Motorist Coverage

    Protection against damages and injuries caused by a driver with no insurance or not enough coverage.

The specific coverage and limits included in an auto insurance policy may vary. This depends on the policyholder’s needs and the insurance company. Review your policy with an experienced agent before you buy to make sure coverage meets your needs.

Your Auto Insurance Agency

With car insurance, finding coverage for your vehicle doesn’t have to be confusing. At Caton-Hosey, we have over seven decades of helping others with their auto insurance in Florida. We help residents just like you choose their coverage that fit specific needs. This is because we take the time to research policies, customize options and compare competitive rates. So, talk to one of our licensed agents to discuss your car insurance today. Then, rest easy knowing that you, your family and your vehicles are protected.

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Shop Multiple Top-Rated Insurers and Save!

Not all car insurance is created equally. At Caton-Hosey, we work with our extended network of insurance providers to identify the most competitive rates and customized solutions available in the marketplace for your consideration. Not only will we build a customized plan for you, but we will also discuss options available to you to match your specific needs. Contact us today and learn how the correct coverage can save you money.

  • Car Insurance
  • Truck Insurance
  • Motorcycle Insurance
  • ATV Insurance

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More Discounts and Savings

Because of our extended network of insurance providers, we are able to identify the most competitive rates available in the marketplace for our customers. Also, things like proof of a safe-driving record and/or a car alarm could qualify you for discounts. Also, bundling multiple auto policies like motorcycle and ATV insurance with homeowners insurance can help even more.

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Buying a New Car or Truck?

Remember this step when looking for a new or used vehicle… Along with seating capacity, color and horsepower, find out how much car insurance will cost. Insurance rates can differ greatly depending on the type of vehicle you buy. A knowledgeable agent at Caton-Hosey Insurance can answer your questions about coverage for your new vehicle.

Get Your Free Auto Insurance Quote

We are committed to helping you, our customer, with your insurance coverage needs. When it comes to auto insurance, contact our experienced and friendly Caton-Hosey team to help customize a program for you. Contact us to get a free quote or schedule a time to come in and speak with us one-on-one about your coverage.

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3731 South Nova Road
Port Orange, FL 32129

FAQs on Auto Insurance

Have questions about auto insurance? We have answers. Here are some common ones:

Auto insurance provides protection against damages in a car accident. It covers the costs of repairs to the vehicles and the medical bills of the persons involved. This includes legal fees if needed.

Having current auto insurance is the law for everyone driving a vehicle in the state of Florida. It protects all occupants and the vehicles from the high costs relating to automobile accidents.

With so many options available, you need an agent you can trust to help you decide what is best for you and your needs. At Caton Hosey Insurance, we can explain different coverage options with you.

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