Privacy Policy

Scope and Purpose

This privacy policy describes the practices of Caton Hosey Insurance, Inc. in regard to information that we obtain via this web site. It does not describe practices with respect to other web sites that we operate, information that we obtain through other means, or the practices of web sites of third parties to which we provide links. We do not control and are not responsible for the privacy practices of, or the data available on, the web sites of third parties, and we urge you to evaluate the soundness of these practices and data for yourself.

In a separate section below entitled Statement of EMail Privacy Practices we also provide information about our collection and use of e-mail addresses, both in connection with this web site and otherwise, subject to the limitations of scope contained in that section.

There are general exceptions to this policy: when you have given us your consent to share or use information about you, when we believe that we need to share information about you to provide a service that you have requested from us or from others, when we are required by law to disclose information, or when we believe that it is necessary to protect our rights or to avoid liability or violations of law.

We reserve the right to change this policy at any time without prior notice by publishing changes on this page. Please be sure to check this page periodically for updates to this policy.

If you have any questions about this policy, or any other aspects of your privacy with respect to Caton Hosey Insurance, Inc., our mailing address is: 3731 Nova Rd PO Box 291970, Port Orange, FL 32129 , Attention: Rex Caton, CEO.

Privacy of Information Collected on This Site

When you engage us to provide insurance services, we will ask you for personal information (such as your name and email address). If you decide to request an insurance quote through Caton Hosey Insurance, we will also request certain personal information (such as your Social Security number or birth date and account information), which we maintain in encrypted form on secure servers. We may combine the information submitted under various forms and services in order to provide customers with a better experience and to improve the quality of our services. For certain services, we may give customers the opportunity to opt out of combining such information.

Caton Hosey Insurance, Inc. actively seeks to maintain the privacy of our on-line visitors, and we have constructed and administer this web site accordingly. Unless personally identifiable information such as name, address, telephone number, or e-mail address is voluntarily submitted by you on the site, we do not collect such information in connection with use of this site or associate or link it to information that we collect using cookies or web beacons as described below. We use such personally identifiable information that you submit for our internal business purposes only, and we do not sell or trade it. We do share such personally identifiable information with our contract partners who provide marketing and website-related services to us, but we do this under contracts that prohibit our partners’ disclosure and use of that information except as necessary to provide those services to us.

Information Sharing

Information requested to provide a quote or work on coverage will not be shared with carriers or with any other entity without the applicant’s permission.

Caton Hosey Insurance only shares personal information with other companies or individuals outside of Caton Hosey Insurance in the following limited circumstances:

We have your consent. We require opt-in consent for the sharing of any sensitive personal information.

We have a Good Faith Belief that access, use, preservation, or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of Caton Hosey Insurance, its users, or the public as required or permitted by law.

If Caton Hosey Insurance becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.

We may share with third parties certain pieces of non-personal information, such as the number of users who searched for a particular term, for example. Such information does not identify you.

We engage certain service vendors for purposes of tracking and associating internet search and browsing behavior with our advertisements and to provide functionality on this site, and, in that connection, we enable them, among other things, to use cookies and web beacons on or in conjunction with this site. The use and collection of information by these vendors is governed by their respective privacy statements and is not covered by this policy. For a listing of these vendors and links to their online privacy statements, see the Vendors section below.

Testimonials

Testimonials on this website are a representation of “typical” customer experiences. Individual experiences, satisfaction, and cost savings often differ from our typical customer. Customer names and towns may have been changed to honor their privacy.

Statement of EMail Privacy Practices

This statement about e-mail does not apply to collection and use of email addresses:

• In communications to and from our clients or their personnel, since e-mail addresses and data exchanged in those relationships are governed by the confidentiality and other provisions of our client contracts;
• In our address book, contact, or business e-mail systems designed or used to enable day-to-day communications between individuals known to each other or engaging in business/personal communications; or
• For disclosure to ISPs and other data carriers in the course of transmission of e-mails otherwise permitted by this Statement.
  You will not receive e-mail as a result of visiting this site unless you request or consent to it or have voluntarily filled out a form on this site that contains your email address. All such e-mail will include capability to opt-out of receiving further emails from us, if you wish to do so, and that capability will be consistent with applicable laws and regulations.

We send or initiate e-mail to other individuals that is not transactional/relationship content e-mail (including, for example, e-mail to sales prospects, investors, job-seekers, and members of the public who have requested communications or information from us). Such e-mail will include capability to opt-out of receiving further emails from us and that capability will be consistent with applicable laws and regulations.

Our outgoing e-mail may include web beacons (for explanation of web beacons, see the section More About Cookies and Beacons below). We may also arrange for the capability to track when a URL (or web link) has been clicked inside of an e-mail message sent by our system or by a vendor on our behalf. We use this functionality to track which links were clicked and in what quantity, as well as the aggregate number of links clicked. This click-tracking functionality does not collect personally identifiable information such as name, address, telephone number, or e-mail address; but, it may collect information on IP address, browsing history or path and other data about the equipment of the user.

We collect addresses for such messages from a number of sources, such as this web site (subject to the Privacy Policy above) and from various vendors, business databases, sign up promotions, meetings, and similar sources. We use these addresses for our own marketing, promotional, and informational communications including solicitations, invitations, newsletters, awareness campaigns, announcements, and similar activities. In some cases, we disclose these addresses to our contract partners who support or enable our activities (for example, by sending and tracking emails). However, we do not permit use or further disclosure of such addresses for the use of sending e-mail other than our own e-mail or e-mail on behalf of our clients.

More About Cookies and Web Beacons

“Cookies” are files stored on a user’s computer by a server or web site in connection with a session, visit, viewing of a web page, or user action on a web page. They can be read or retrieved by the same or another server or website when additional sessions, visits, viewings, or user actions occur and can be used to provide information about the session, visit, viewing, or action when they were stored. Most browsers contain various controls for accepting, rejecting, or notifying users about cookies. Users who wish to administer acceptance and storage of cookies should refer to browser instructions and compare the administrative capabilities of different browsers to determine what is acceptable. Administrative settings that refuse to accept or store cookies may adversely affect access to features of this site or your ability to view or navigate within this and other sites.

“Web beacons” are scripts in email messages and on web pages that cause the viewer’s computer to browse to one or more specified servers and/or to request images or files from one or more web sites. They are also variously known as “Internet tags,” “pixel tags,” and “clear GIFs” and permit collection of information by the contacted servers or sites, such as the IP address of the computer that downloaded the page or viewed the message on which the beacon appears, information in cookies stored on that computer, the time the page or message containing the beacon was loaded, and the type of software used to view the page or message. The ability to collect this information enables us, among other things, to assess whether a message recipient has the ability to receive XHTML format messages and has received and viewed a message and to assess which advertisements, messages, or websites may have led viewers to a web page. Beacons on web pages are activated then the page is viewed, and beacons in email messages are activated when an XHTML e-mail is viewed. In each case, the beacon causes the viewer’s computer to request one or more images from our server or the servers of our vendors. If you do not want to receive e-mail messages with self-activating web beacons, you can choose to receive e-mails in non-XHTML format by administering settings in the e-mail software in your computer.

Neither the beacons nor the cookies we use collect personally identifiable information such as name, address, telephone number, or e-mail address.

Notice to Visitors Under 18 Years of Age

Caton Hosey Insurance, Inc. values the privacy of those under the age of 18 and does not wish to obtain any information from or about them via this site. If you are under 18 and are not supervised by an adult, please do not use this site. Parents are urged to monitor and supervise their children’s online activity.

Vendors

We have engaged the services of the following service vendors who may acquire, use, and disclose information in the manner and for purposes set forth in their respective privacy statements. We do not take responsibility for the accuracy and completeness of these statements, and we rely on the respective vendors for that accuracy and completeness.

We use Google’s AdWords Conversion and Google Analytics tracking for tracking queries submitted to its search engine.

We use SnapEngage communications portal as an interactive client applet.

We use ChronoContact and Facileforms as voluntary information capture tools.

Important Notes

This website provides only a simplified description of insurance coverages and is not a statement of contract. None of the information provided on this website is a guarantee that insurance will be provided or that this agency is obligated to procure insurance for the website visitor. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with specific statement by a licensed member of the agency staff. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail, Voicemail, or Text. Misstatements or omissions of relevant information can lead to price variation or even declination or rescission of coverage. For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Information requested to provide a quote or work on coverage will not be shared with carriers or with any other entity without the applicant’s permission. Coverage may not apply in all states.

If you have any questions regarding the Privacy Policy of this website please contact us.