Understanding Coverage as A Motorcyclist
The weather is finally cooling off, and the air is crisp and the sun is bright; many of you may be enjoying motorcycles this season. While it is always important to be safe when you are on the road, motorcyclists have less physical protection than drivers inside vehicles and should take more precautions. It’s easy to assume that all drivers have sufficient insurance. Unfortunately, that is not true. Surveys show that one in seven motorists have no coverage at all!
Thankfully insurance companies have uninsured and underinsured coverage that you can “stack” on to your existing policy. You can “stack” bodily injury coverage onto your existing auto insurance to provide yourself with protection for lost wages, medical bills in the unfortunate event you are injured by an uninsured or underinsured driver while riding your motorcycle.
“Just Ask” your agent about the benefits of stacked uninsured motorists coverage. Be prepared and well taken care of by knowing you have adequate insurance to protect yourself and your motorcycle. Enjoy the ride knowing you are covered no matter what!